Access our Private Debt Investments
GEN is a private investment platform that facilitates loans to a diversified pool of Singapore local companies, while offering investors the opportunity to boost their income, diversify their portfolios, alongside Goldbell Financial Services.
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Strong and predictable returns of 5% – 12% p.a.
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Contribute to the growth of Singapore companies
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Private debt that most individual investors will unlikely have access to
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Secured loans backed by property, vehicle, inventory, invoices and other assets
GEN has a Capital Markets Services licence, CMS100827, issued and regulated by the Monetary Authority of Singapore.
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Real Skin in the Game
GBFS will use their own capital to co-invest a minimum of 30% in every deal on GEN.
Secured Loans
Our deals are mostly backed by assets and other collateral, providing a safety net for everyone's principal investment.
Low default rate
99.85% of GBFS loans to date have been repaid in full, thanks to GBFS’s deal appraisal, monitoring and collection expertise.
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How does it work?
Company A
Singapore
Slide 1 of 3
  • Let’s say you invest:
    $10,000
    GBFS co-invests a minimum of 30%
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Let’s say you invest:
$10,000
GBFS co-invests a minimum of 30%.
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Let’s say you invest:
$10,000
GBFS co-invests a minimum of 30%.
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GEN deducts a service fee of 20% from the total interest earned and pays out the balance.
Month 1
$53
20%
GEN fees $13
Month 2
$53
20%
GEN fees $13
Month 3
$53
20%
GEN fees $13


Month 4
$53
20%
GEN fees $13
Month 5
$53
20%
GEN fees $13
Month 6
$55
20%
GEN fees $13
Net interest paid:
$320
At the end of the 6th month, the principal of $10,000 is returned together with the final interest payment of $55.
Principal Returned
$10,000
You would have gotten back a total of :
$320 (6.4% p.a.) in interest from this deal